X5 Group launches its own banking service under the X5 Bank brand. At the first stage, the service will offer digital cards that combine the functionality of the loyalty card of the Pyaterochka and Perekrestok retail chains, as well as banking services: payments, money transfers, receiving ruble refunds for purchases, etc. The digital card is already available to users of the Perekrestok mobile app in 10 cities, and Pyaterochka customers in 13 cities will be able to sign up for the card within the next month.