MTS Bank announced the start of its AI-native transformation, with the first stage to be completed by 2027. The program includes over 50 AI-driven initiatives across core business areas. The expected economic impact exceeds RUB 2.5 billion over three years. The bank plans to raise automation to 60% and cut new product development time by half.

MTS-Bank introduced a SIM card with a built-in bank card. Bluetooth and NFC antennas are built into the case of the SIM card, which allows you to pay with a card even using a simple push-button phone. You don't need a plastic card, a phone sticker, or a separate mobile application to make a payment.

MTS-Bank's net profit under IFRS for 6 months of 2025 amounted to ₽3.47 billion, down 2.2 times from ₽7.77 billion in the previous year. Net interest income decreased by 6.7% to ₽19.4 billion from ₽20.8 billion a year earlier.

MTS Bank placed 2,897,574 shares on the SPO at a price of ₽1380.5 per share, as a result of which the authorized capital will increase by 8.4% from 34,629,063 to 37,526,637 shares. Bank plans to use the funds raised to increase its loan portfolio with high profitability and a target ROE of 35% and M&A transactions.