MTS-Bank's net profit under IFRS for 9 months of 2025 amounted to 9.5 billion rubles, a decrease of 20.2% compared to 11.9 billion rubles in the previous year. Net interest income decreased by 2.2% to ₽31.4 billion from ₽32.1 billion a year earlier.

MTS Bank announced the start of its AI-native transformation, with the first stage to be completed by 2027. The program includes over 50 AI-driven initiatives across core business areas. The expected economic impact exceeds RUB 2.5 billion over three years. The bank plans to raise automation to 60% and cut new product development time by half.

MTS-Bank introduced a SIM card with a built-in bank card. Bluetooth and NFC antennas are built into the case of the SIM card, which allows you to pay with a card even using a simple push-button phone. You don't need a plastic card, a phone sticker, or a separate mobile application to make a payment.

MTS-Bank's net profit under IFRS for 6 months of 2025 amounted to ₽3.47 billion, down 2.2 times from ₽7.77 billion in the previous year. Net interest income decreased by 6.7% to ₽19.4 billion from ₽20.8 billion a year earlier.