Mastercard, together with NMI and Global Payments, launched a pilot project in California to accept contactless payments at the point of sale using a smartphone, using a cloud-based version of Mastercard Tap on Phone on the Microsoft Azure platform. The regular version of Tap on Phone is currently in use in 16 markets in Europe, Asia-Pacific, Latin America, North America, the Middle East and Africa. The company will further pilot Cloud Tap on Phone in 2021.