MFC Zaymer intends to change the type of microfinance organization from a microfinance company (MFC) to a micro-credit company (MCC) in order to defer the requirements for identifying borrowers using biometrics. MFC is required to identify borrowers using biometrics from March 1, 2026, and the IFC – from March 1, 2027. However, according to the unanimous opinion of market experts, the Unified Biometric System will not be ready for widespread use by businesses by the spring of 2026, as it contains insufficient data.