Zaymer

Zaymer is a microfinance company issuing loans online on the territory of the Russian Federation. Zaymer Robot is the first Russian service that grants microloans fully automatically.
P/E
Net profit
P/B
Book value
P/FCF
FCF
Yield
Growth potential

Zaymer balance sheet

Report period2020 2021 2022 2023 2024 Q3 25
End date of the reporting period
Capitalization, ₽
Capitalization, $
Enterprise Value
Book Value
Shareholders Book Value
Current liabilities
Total liabilities
Assets
Total ordinary shares
Ordinary share price

Zaymer cash flows

Report period2020 2021 2022 2023 2024 Q3 25 TTM
End date of the reporting period
Sales
Earnings
Shareholders earnings
Operation Cashflow
Capital expenditure
Free Cash Flow
EPS

Zaymer multipliers

Report period2020 2021 2022 2023 2024 Q3 25 TTM
P/E
E/P
P/B
P/S
P/FCF
L/A

Zaymer profitability

Report period2020 2021 2022 2023 2024 Q3 25 TTM
ROA
ROE
ROS
Zaymer assets
Zaymer cash flows
Zaymer dividends
23.54%

Zaymer dividend policy

The dividend policy provides for the payment of dividends in the amount of at least 50% of IFRS net profit
Zaymer operating results
Number of periods: 6
Report periodQ324Q424Q125Q225Q325Q425
Volume of IL loans issued, mln. rub.
Volume of PDL loans issued, mln. rub.
Volume of loans issued to new clients, million rubles
Volume of loans issued to repeat clients, mln. rub.

Zaymer shares

TickerNameTypeNominal valueISINPrice
ZAYM:RMZaymerCommon shareRUB 0.1RU000A107RM8RUB 146.2

Zaymer bonds

NameIssue sizePriceYield
MFC Zaymer 02 (RUB)500,000 pcs.99.94%0.00%
MFC Zaymer 03 (RUB)500,000 pcs.99.98%0.03%
MFC Zaymer 01 (RUB)300,000 pcs.99.85%-0.04%

Zaymer expected events

DateTypeNoteSource
31.03.2026 10:00
Financial results
Reporting for 2025 under IFRSPictogram of ir.zaymer.ru  ir.zaymer.ru
14.04.2026 10:00
Operating results
Operating results for 3 months of 2026Pictogram of ir.zaymer.ru  ir.zaymer.ru
14.05.2026 10:00
Financial results
Reporting for 3 months of 2026 in accordance with IFRSPictogram of ir.zaymer.ru  ir.zaymer.ru
14.07.2026 10:00
Operating results
Operating results for 6 months of 2026Pictogram of ir.zaymer.ru  ir.zaymer.ru
25.08.2026 10:00
Financial results
Financial statements for 6 months of 2026 in accordance with IFRSPictogram of ir.zaymer.ru  ir.zaymer.ru
15.10.2026 10:00
Operating results
Operating results for 9 months of 2026Pictogram of ir.zaymer.ru  ir.zaymer.ru
27.10.2026 10:00
Financial results
Financial statements for 9 months of 2026 in accordance with IFRSPictogram of ir.zaymer.ru  ir.zaymer.ru
Share capital structure of Zaymer
Zaymer news
22.01.2026
MFC Zaymer is registered a change in the type of microfinance organization in the Unified State Register of Legal Entities and became MCC Zaymer. This will allow the company not to introduce mandatory identification of borrowers using a Single Biometric System until March 1, 2027. According to market experts, the EBS still contains insufficient data. Company...
20.01.2026
Volume of loans issued by MCC Zaymer in the 4th quarter of 2025 amounted to ₽12.2 billion, a decrease of 18.4% compared to ₽14.96 billion a year earlier. The volume of disbursements to new customers decreased by 21.1% and reached ₽1.17 billion. The volume of payments to repeat customers decreased by 18.1% to ₽11.04 billion. The volume of PDL loans decreased...
14.01.2026
Shareholders of Zaimer have approved changing the type of microfinance organization from a microfinance company (MFC) to a micro-credit company (MCC) in order to defer the requirements for identifying borrowers using biometrics. MFC is required to identify borrowers using biometrics from March 1, 2026, and the MCC – from March 1, 2027. However, according to...
17.12.2025
Zaymer fintech Group is launching modern payment products based on Euroalliance Bank in a technological partnership with QIWI JSC. First of them was the Qplus e-wallet. In the coming months, business solutions will be launched: trading and online acquiring, a platform for connecting payment services, and a comprehensive product for microfinance organizations...
General information
Company nameZaymer
Tags#ipo2024
SectorFinancials / Diversified Financials / Consumer Finance / Consumer Finance
Business addressNovosibirsk, ulica Oktyabrskaya magistral, dom 3
Mailing address630099, Novosibirskaya oblast, gorod Novosibirsk, ulica Oktyabrskaya magistral, dom 3
Websiteir.zaymer.ru
Information disclosuree-disclosure.ru