Zaymer

Zaymer is a microfinance company issuing loans online on the territory of the Russian Federation. Zaymer Robot is the first Russian service that grants microloans fully automatically.
P/E
Net profit
P/B
Book value
P/FCF
FCF
Yield
Growth potential

Zaymer balance sheet

Report period2020 2021 2022 2023 2024 Q3 25
End date of the reporting period
Capitalization, ₽
Capitalization, $
Enterprise Value
Book Value
Shareholders Book Value
Current liabilities
Total liabilities
Assets
Total ordinary shares
Ordinary share price

Zaymer cash flows

Report period2020 2021 2022 2023 2024 Q3 25 TTM
End date of the reporting period
Sales
Earnings
Shareholders earnings
Operation Cashflow
Capital expenditure
Free Cash Flow
EPS

Zaymer multipliers

Report period2020 2021 2022 2023 2024 Q3 25 TTM
P/E
E/P
P/B
P/S
P/FCF
L/A

Zaymer profitability

Report period2020 2021 2022 2023 2024 Q3 25 TTM
ROA
ROE
ROS
Zaymer assets
Zaymer cash flows
Zaymer dividends
23.54%

Zaymer dividend policy

The dividend policy provides for the payment of dividends in the amount of at least 50% of IFRS net profit
Zaymer operating results
Number of periods: 6
Report periodQ224Q324Q424Q125Q225Q325
Volume of IL loans issued, mln. rub.
Volume of PDL loans issued, mln. rub.
Volume of loans issued to new clients, million rubles
Volume of loans issued to repeat clients, mln. rub.

Zaymer shares

TickerNameTypeNominal valueISINPrice
ZAYM:RMZaymerCommon shareRUB 0.1RU000A107RM8RUB 156.4

Zaymer bonds

NameIssue sizePriceYield
MFC Zaymer 02 (RUB)500,000 pcs.99.94%0.00%
MFC Zaymer 03 (RUB)500,000 pcs.99.98%0.03%
MFC Zaymer 01 (RUB)300,000 pcs.99.85%-0.04%

Zaymer expected events

DateTypeNoteSource
29.12.2025 10:00
Dividends
Deadline for payment of dividends RUB 6.88 per common share for 9 month 2025.  disclosure.skrin.ru
12.01.2026 10:00
Meeting of shareholders
Shareholders to discuss status change at MCC  disclosure.skrin.ru
Share capital structure of Zaymer
Zaymer news
17.12.2025
Zaymer fintech Group is launching modern payment products based on Euroalliance Bank in a technological partnership with QIWI JSC. First of them was the Qplus e-wallet. In the coming months, business solutions will be launched: trading and online acquiring, a platform for connecting payment services, and a comprehensive product for microfinance organizations...
16.12.2025
State Duma adopted in the second and third readings a law gradually tightening the rules for issuing microloans. Starting from April 1, 2026, the amount of overpayment on loans will increase from 130% to 100% per annum. From October 1, 2026, Russians will be able to simultaneously have no more than two loan agreements with a full value of more than 200% per...
Source: ria.ru pictogram ria.ru
09.12.2025
MFC Zaymer intends to change the type of microfinance organization from a microfinance company (MFC) to a micro-credit company (MCC) in order to defer the requirements for identifying borrowers using biometrics. MFC is required to identify borrowers using biometrics from March 1, 2026, and the IFC – from March 1, 2027. However, according to the unanimous opi...
05.12.2025
Shareholders of Zaymer approved dividends for the 3rd quarter 2025 in the amount of ₽6.88 per ordinary share. The last day of purchase of securities to receive dividends is December 12, 2025. Dividend yield may amount to 4.32%.
General information
Company nameZaymer
Tags#ipo2024
SectorFinancials / Diversified Financials / Consumer Finance / Consumer Finance
Business addressNovosibirsk, ulica Oktyabrskaya magistral, dom 3
Mailing address630099, Novosibirskaya oblast, gorod Novosibirsk, ulica Oktyabrskaya magistral, dom 3
Websiteir.zaymer.ru
Information disclosuree-disclosure.ru