VTB received about ₽300 billion economic effect from the digital transformation of the bank, said Vadim Kulik, deputy chairman of the board of the credit institution. According to him, VTB earns tens of billions exclusively on artificial intelligence. VTB completed its strategic cycle of digital transformation in 2022 and moved to the replication phase of its own IT solutions in the market. Economic effect from already closed projects and programs is expected to be ₽500 billion by January 1, 2025.