Sberbank plans to use artificial intelligence to train clients to trade on the stock market, as well as to launch robo-advising with a low entry threshold for retail clients and integrate social mechanics into Sberinvestments. Overall, the bank is targeting a younger audience by conducting financial literacy courses in schools and offering them investment opportunities. In 2023, Sberinvestment's monthly audience increased almost fivefold to 800,000 people.