Ozon Bank plans to intensify the development of credit products for individuals and companies from 2025. At first, it will focus on servicing marketplace sellers, and then scale the service to non-affiliated companies. According to RBC's calculations, Ozone Bank and Yandex Bank have already overtaken the top-50 banks in terms of deposit growth rate and will become the leaders in 2024. In terms of absolute fundraising rates, they are still far behind the market leaders.