VTB intends to use the permission for transactions with unfriendly minority shareholders only for reorganization, said the bank's deputy chairman Dmitry Pyanov. VTB plans to merge RNKB in 2025, Pochta-Bank in 2026, and in 2024 FC Otkritie Bank will be merged with BM-Bank, to which the group will also merge Sarovbusinessbank. And already in 2025, the merged BM-Bank will join VTB.