NPF Sber plans to attract 4-5 million clients by the end of 2025 and accumulate ₽356 billion of citizens' funds under long-term savings program agreements, taking into account all four components: personal contributions, transfer of OPS to PDS, investment income and co-financing. Forecast ₽356 billion includes funds that have already been raised in 2024, meaning that the actual expected increase will be about ₽215 billion.