VTB management considers the regular payment of large dividends as part of the group's strategy. Bank considers the following pro-dividend factors: a steady growth trend in revenues from its core business, a slowdown in asset growth, and the need for additional financing of USC's activities from government revenues from VTB dividends for 2024-2028. Counter-dividend factors are: the gradual abolition of capital adequacy relief, as well as measures to cool lending.