VTB during the next three years plans to actively develop the securitization business of consumer loans. In 2021, the bank was the first after a long break in this segment to securitize consumer loans worth ₽35 billion. To date, approximately ₽27 billion of this amount has been placed. According to the MosExchange, 97.6% of this issue was purchased by individuals. 41% of the bids were in the range of ₽100 thousand to ₽1 million, 24% of the bids were for more than ₽1 million, and the rest were concentrated in the lower range.