VTB plans to securitize its portfolio of consumer loans worth ₽100 billion by issuing bonds to individuals, which will allow the bank to release capital. The securities will be sold in tranches, the first of which of ₽10 billion is planned to be placed in the fourth quarter of 2022. VTB placed its debut issue of such bonds worth ₽35 billion last October. Including the new issue, the total volume of securitization of VTB's loan portfolio will reach ₽895 billion.