SmartTechGroup (CarMoney)

CarMoney is a fintech company in the field of consumer lending. The company provides loans secured by a car or special equipment in Moscow, St. Petersburg, Novosibirsk, Kazan, Rostov-on-Don and many other regions of Russia. It has representative offices in 53 regions of Russia.
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SmartTechGroup (CarMoney) balance sheet

Report period2020 2021 2022 2023 Q2 24
End date of the reporting period
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SmartTechGroup (CarMoney) cash flows

Report period2020 2021 2022 2023 Q2 24 TTM
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SmartTechGroup (CarMoney) multipliers

Report period2020 2021 2022 2023 Q2 24 TTM
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SmartTechGroup (CarMoney) profitability

Report period2020 2021 2022 2023 Q2 24 TTM
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SmartTechGroup (CarMoney) assets
SmartTechGroup (CarMoney) cash flows

SmartTechGroup (CarMoney) dividend policy

It is planned to allocate from 25% to 50% of net profit according to RAS to pay dividends. The dividend per preferred share is equal to the dividend per common share.
SmartTechGroup (CarMoney) operating results
Number of periods: 5
Report periodQ123Q223Q323Q423Q124
Average auto loan check, ₽ ths.
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Number of active loans at the end of the period, thousand pcs.
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SmartTechGroup (CarMoney) shares

TickerNameTypeNominal valueISINPrice
CARM:RMCarMoneyCommon shareRUB 1RU000A105NV2RUB 2.046

SmartTechGroup (CarMoney) bonds

NameIssue sizePriceYield
MFC CarMoney 002P-01 (RUB)500,000 pcs.100.62%19.42%
MFC CarMoney 01 (RUB)400,000 pcs.99.98%0.38%
KarMani B-1-1 (RUB)300,000 pcs.100.01%0.03%
KarMani B-1-2 (RUB)300,000 pcs.100.06%0.08%
MFC CarMoney 02 (RUB)274,622 pcs.99.94%14.57%
MFC CarMoney BO-1-03 (RUB)250,000 pcs.99.99%0.03%
Share capital structure of SmartTechGroup (CarMoney)
SmartTechGroup (CarMoney) news
04.10.2024
Promsvyazbank has set the buyback price of CarMoney shares within the framework of the voluntary offer at ₽2.5 per paper. Satisfaction of bids will take place today during trading on the Moscow Exchange. Additional information on the results of the offer will be published after the settlement is finalized.
Source: {source} pictogram psbank.ru
11.09.2024
CarMoney and Promsvyazbank have announced a strategic partnership to develop long-term cooperation. To implement strategic initiatives, the bank intends to increase its stake in the company to 25%, including by acquiring shares in a voluntary offer at ₽2.5 per share, which will last until October 02, 2024. CarMoney will also conduct a private placement addit...
22.08.2024
CarMoney's IFRS net profit for 6 months of 2024 amounted to ₽176 million, down 26.4% from ₽239 million in the previous year. Revenue increased 11.3% to ₽1.67 billion versus ₽1.5 billion a year earlier.
22.04.2024
CarMoney's disbursements in Q1 2024 reached a 4-year high of 954 million, up 17.4% from ₽812 million a year earlier. Average auto loan check grew 20.7% to ₽356k. Share of new customers increased 2 p.p. to 68%. Loan portfolio grew 10.9%, to ₽4.933 billion. Number of active loans at the end of the period totaled 41.7 thousand, up 56.2%.
General information
Company nameSmartTechGroup (CarMoney)
Tags#ipo2023, #dividendsru
SectorFinancials / Diversified Financials / Consumer Finance / Consumer Finance
Business address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
Mailing address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
CEOKalugina Anna Aleksandrovna
Phone8 (800) 600-93-93
Websitesmarttechgroup.pro
Information disclosuree-disclosure.ru