SmartTechGroup (CarMoney)

CarMoney is a fintech company in the field of consumer lending. The company provides loans secured by a car or special equipment in Moscow, St. Petersburg, Novosibirsk, Kazan, Rostov-on-Don and many other regions of Russia. It has representative offices in 53 regions of Russia.
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SmartTechGroup (CarMoney) balance sheet

Report period2020 2021 2022 2023 Q3 24
End date of the reporting period
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SmartTechGroup (CarMoney) cash flows

Report period2020 2021 2022 2023 Q3 24 TTM
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SmartTechGroup (CarMoney) multipliers

Report period2020 2021 2022 2023 Q3 24 TTM
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SmartTechGroup (CarMoney) profitability

Report period2020 2021 2022 2023 Q3 24 TTM
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SmartTechGroup (CarMoney) assets
SmartTechGroup (CarMoney) cash flows

SmartTechGroup (CarMoney) dividend policy

It is planned to allocate at least 50% of IFRS net profit for dividend payments.
SmartTechGroup (CarMoney) operating results
Number of periods: 6
Report periodQ223Q323Q423Q124Q224Q324
Average auto loan check, ₽ ths.
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Number of active loans at the end of the period, thousand pcs.
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SmartTechGroup (CarMoney) shares

TickerNameTypeNominal valueISINPrice
CARM:RMCarMoneyCommon shareRUB 1RU000A105NV2RUB 1.79

SmartTechGroup (CarMoney) bonds

NameIssue sizePriceYield
MFC CarMoney 01 (RUB)400,000 pcs.99.98%0.09%
KarMani B-1-2 (RUB)300,000 pcs.100.06%0.07%
KarMani B-1-1 (RUB)300,000 pcs.100.01%0.03%
MFC CarMoney BO-1-03 (RUB)250,000 pcs.99.99%0.02%
Share capital structure of SmartTechGroup (CarMoney)
SmartTechGroup (CarMoney) news
05.02.2025
SmartTechGroup's Board of Directors approved an updated dividend policy. Company will annually allocate at least 50% of IFRS net profit for dividends, which is one of the conditions of the strategic partnership with Promsvyazbank. Current dividend policy provides for dividends in the amount of 25% to 50% of RAS profit, but the company has never paid them.
31.01.2025
Smarttechgroup is preparing to update its dividend policy. New dividend amount will be no less than 50% of the year-end profit, which is one of the conditions of the strategic partnership with Promsvyazbank. Current dividend policy provides for 25% to 50% of RAS profit to be allocated for dividends, but the company has never paid them.
31.01.2025
Smarttechgroup has unveiled its growth strategy for 2025-2028. Company intends to increase net profit to ₽2.9 billion, revenue to ₽20.5 billion, portfolio to ₽43.2 billion, number of customers to 470,000, and capital target of ₽9.2 billion, including dividend payments. Achievement of this goal is planned to be achieved both by scaling the business and throug...
Source: {source} pictogram rutube.ru
13.01.2025
CarMoney shareholders decided to increase its authorized capital by placing 745 million additional shares by closed subscription in favor of Promsvyazbank. Price of the securities placement will be set later. Earlier, the bank acquired CarMoney shares under a voluntary offer at ₽2.5 per share.
General information
Company nameSmartTechGroup (CarMoney)
Tags#ipo2023, #dividendsru
SectorFinancials / Diversified Financials / Consumer Finance / Consumer Finance
Business address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
Mailing address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
CEOKalugina Anna Aleksandrovna
Phone8 (800) 600-93-93
Websitesmarttechgroup.pro
Information disclosuree-disclosure.ru