SmartTechGroup (CarMoney)

CarMoney is a fintech company in the field of consumer lending. The company provides loans secured by a car or special equipment in Moscow, St. Petersburg, Novosibirsk, Kazan, Rostov-on-Don and many other regions of Russia. It has representative offices in 53 regions of Russia.
SmartTechGroup (CarMoney) stock price chart
-23%
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SmartTechGroup (CarMoney) balance sheet

Report period2020 2021 2022 Q3 23
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SmartTechGroup (CarMoney) cash flows

Report period2020 2021 2022 Q3 23 TTM
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SmartTechGroup (CarMoney) multipliers

Report period2020 2021 2022 Q3 23 TTM
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SmartTechGroup (CarMoney) profitability

Report period2020 2021 2022 Q3 23 TTM
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SmartTechGroup (CarMoney) assets
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SmartTechGroup (CarMoney) dividend policy

It is planned to allocate from 25% to 50% of net profit according to RAS to pay dividends. The dividend per preferred share is equal to the dividend per common share.
SmartTechGroup (CarMoney) operating results
Number of periods: 3
Report periodQ123Q223Q323
Average auto loan check, ₽ ths.
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SmartTechGroup (CarMoney) shares

TickerNameTypeNominal valueISINPrice
CARM:RMCarMoneyCommon shareRUB 1RU000A105NV2RUB 2.546

SmartTechGroup (CarMoney) bonds

NameIssue sizePriceYield
MFC CarMoney 02 (RUB)---
MFC CarMoney 01 (RUB)400,000 pcs.--
MFC CarMoney 01 (RUB)400,000 pcs.98.6%11.35%
KarMani B-1-1 (RUB)300,000 pcs.100.01%0.06%
KarMani B-1-2 (RUB)300,000 pcs.--
KarMani B-1-2 (RUB)300,000 pcs.100.06%0.21%
MFC CarMoney 02 (RUB)274,622 pcs.105.11%9.65%
MFC CarMoney BO-1-03 (RUB)250,000 pcs.99.99%0.05%
Share capital structure of SmartTechGroup (CarMoney)
SmartTechGroup (CarMoney) news
20.11.2023
CarMoney's IFRS net profit for 9 months of 2023 amounted to ₽356 million, up 29.9% from ₽274 million in the previous year. Revenue rose 17.4% to ₽2.337 billion compared to ₽1.991 billion a year earlier.
14.11.2023
CarMoney held a presentation of key vectors of strategic development until 2026. Company intends to increase net profit to ₽2 billion and expects capitalization to grow to ₽20 billion. Achieve this target plans are to both scale the business and monetize the company's technology and expertise in two ways: outsourcing the IT infrastructure of car loan issuanc...
Source: {source} pictogram t.me
23.10.2023
CarMoney's disbursements in 9 months of 2023 totaled ₽2.716 billion, up 20.8% from ₽2.248 billion a year earlier. Average auto loan check grew 14.7% to ₽314,000. Share of new customers increased 7 p.p. to 65%. Loan portfolio grew 8.4%, to ₽4.754 billion. Active loans totaled 35.2k at the end of the period, up 63.5%.
21.08.2023
CarMoney's IFRS net profit for 6 months of 2023 amounted to ₽239.25 million, up 20.6% from ₽198.45 million in the previous year. Net interest income rose 23.6% to ₽1.161 billion against ₽0.939 billion a year earlier.
General information
Company nameSmartTechGroup (CarMoney)
SectorFinancials / Diversified Financials / Consumer Finance / Consumer Finance
Business address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
Mailing address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
CEOKalugina Anna Aleksandrovna
Phone8 (800) 600-93-93
Websitesmarttechgroup.pro
Information disclosuree-disclosure.ru