SmartTechGroup (CarMoney)

CarMoney is a fintech company in the field of consumer lending. The company provides loans secured by a car or special equipment in Moscow, St. Petersburg, Novosibirsk, Kazan, Rostov-on-Don and many other regions of Russia. It has representative offices in 53 regions of Russia.
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SmartTechGroup (CarMoney) balance sheet

Report period2020 2021 2022 2023 Q3 24
End date of the reporting period
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SmartTechGroup (CarMoney) cash flows

Report period2020 2021 2022 2023 Q3 24 TTM
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SmartTechGroup (CarMoney) multipliers

Report period2020 2021 2022 2023 Q3 24 TTM
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SmartTechGroup (CarMoney) profitability

Report period2020 2021 2022 2023 Q3 24 TTM
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SmartTechGroup (CarMoney) assets
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SmartTechGroup (CarMoney) dividend policy

It is planned to allocate from 25% to 50% of net profit according to RAS to pay dividends. The dividend per preferred share is equal to the dividend per common share.
SmartTechGroup (CarMoney) operating results
Number of periods: 6
Report periodQ223Q323Q423Q124Q224Q324
Average auto loan check, ₽ ths.
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Number of active loans at the end of the period, thousand pcs.
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SmartTechGroup (CarMoney) shares

TickerNameTypeNominal valueISINPrice
CARM:RMCarMoneyCommon shareRUB 1RU000A105NV2RUB 1.668

SmartTechGroup (CarMoney) bonds

NameIssue sizePriceYield
MFC CarMoney 002P-01 (RUB)500,000 pcs.97.71%22.62%
MFC CarMoney 01 (RUB)400,000 pcs.99.98%0.19%
KarMani B-1-2 (RUB)300,000 pcs.100.06%0.08%
KarMani B-1-1 (RUB)300,000 pcs.100.01%0.03%
MFC CarMoney 02 (RUB)274,622 pcs.97.5%17.59%
MFC CarMoney BO-1-03 (RUB)250,000 pcs.99.99%0.03%
Share capital structure of SmartTechGroup (CarMoney)
SmartTechGroup (CarMoney) news
14.11.2024
CarMoney's disbursements for 9 months of 2024 totaled ₽2.77 billion, up 2% from ₽2.72 billion a year earlier. Weighted average auto loan disbursement rate rose 2.9 p.p. to 83.3%. Loan portfolio increased 6% to ₽5.02 billion. Fintech service's customer base grew 1.4 times to 107,000 people.
14.11.2024
CarMoney's IFRS net profit for 9 months of 2024 amounted to ₽320.83 million, down 9.8% from ₽355.81 million in the previous year. Net interest income rose 6.9% to ₽1.39 billion against ₽1.3 billion a year earlier.
04.10.2024
Promsvyazbank has set the buyback price of CarMoney shares within the framework of the voluntary offer at ₽2.5 per paper. Satisfaction of bids will take place today during trading on the Moscow Exchange. Additional information on the results of the offer will be published after the settlement is finalized.
Source: {source} pictogram psbank.ru
11.09.2024
CarMoney and Promsvyazbank have announced a strategic partnership to develop long-term cooperation. To implement strategic initiatives, the bank intends to increase its stake in the company to 25%, including by acquiring shares in a voluntary offer at ₽2.5 per share, which will last until October 02, 2024. CarMoney will also conduct a private placement addit...
General information
Company nameSmartTechGroup (CarMoney)
Tags#ipo2023, #dividendsru
SectorFinancials / Diversified Financials / Consumer Finance / Consumer Finance
Business address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
Mailing address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
CEOKalugina Anna Aleksandrovna
Phone8 (800) 600-93-93
Websitesmarttechgroup.pro
Information disclosuree-disclosure.ru