SmartTechGroup (CarMoney)

CarMoney is a fintech company in the field of consumer lending. The company provides loans secured by a car or special equipment in Moscow, St. Petersburg, Novosibirsk, Kazan, Rostov-on-Don and many other regions of Russia. It has representative offices in 53 regions of Russia.
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SmartTechGroup (CarMoney) balance sheet

Report period2020 2021 2022 2023 2024 Q2 25
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SmartTechGroup (CarMoney) cash flows

Report period2020 2021 2022 2023 2024 Q2 25 TTM
End date of the reporting period
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SmartTechGroup (CarMoney) multipliers

Report period2020 2021 2022 2023 2024 Q2 25 TTM
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SmartTechGroup (CarMoney) profitability

Report period2020 2021 2022 2023 2024 Q2 25 TTM
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SmartTechGroup (CarMoney) assets
SmartTechGroup (CarMoney) cash flows
SmartTechGroup (CarMoney) dividends
4.53%

SmartTechGroup (CarMoney) dividend policy

It is planned to allocate at least 50% of IFRS net profit for dividend payments.
SmartTechGroup (CarMoney) operating results
by quarterby year
Number of periods: 6
Report periodQ124Q224Q324Q424Q125Q225
Average auto loan check, ₽ ths.
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Number of active loans at the end of the period, thousand pcs.
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SmartTechGroup (CarMoney) shares

TickerNameTypeNominal valueISINPrice
CARM:RMCarMoneyCommon shareRUB 1RU000A105NV2RUB 1.765

SmartTechGroup (CarMoney) bonds

NameIssue sizePriceYield
MFC CarMoney 01 (RUB)400,000 pcs.99.98%0.03%
KarMani B-1-1 (RUB)300,000 pcs.100.01%0.02%
KarMani B-1-2 (RUB)300,000 pcs.100.06%0.05%
MFC CarMoney BO-1-03 (RUB)250,000 pcs.99.99%0.02%

SmartTechGroup (CarMoney) expected events

DateTypeNoteSource
14.11.2025 10:00
Financial results
Financial statements for 9 months of 2025 in accordance with IFRS Pictogram of smarttechgroup.pro  smarttechgroup.pro
14.11.2025 10:00
Operating results
Operating results for 9 months of 2025Pictogram of smarttechgroup.pro  smarttechgroup.pro
20.11.2025 12:00
Meeting of shareholders
Shareholders will make a decision on dividends for 9 months of 2025Pictogram of www.e-disclosure.ru  www.e-disclosure.ru
09.12.2025 10:00
Dividends
The last day of purchase for receiving dividends RUB 0.08 per common share for 9 month 2025.  disclosure.skrin.ru
24.12.2025 10:00
Dividends
Deadline for payment of dividends RUB 0.08 per common share for 9 month 2025.  disclosure.skrin.ru
Share capital structure of SmartTechGroup (CarMoney)
SmartTechGroup (CarMoney) news
29.10.2025
MFC PSB Finance will use the PSB logo in all communication channels together with CarMoney as a sign of belonging to the bank's ecosystem. Brand redesign is the next step of the rebranding after the name change from IFC KarMani to IFC PSB Finance in August this year. According to the development strategy for 2025-2028, the company plans to switch from a sing...
Source: smarttechgroup.pro pictogram smarttechgroup.pro
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27.10.2025
Board of Directors of SmartTechGroup (CarMoney) recommended that dividends be paid for 9 months 2025 in the amount of ₽0.08 per ordinary share. The last day of the purchase of securities to receive dividends is December 9, 2025. Dividend yield may amount to 4.44%.
Source: disclosure.skrin.ru
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22.08.2025
SmartTechGroup's RAS net profit for 6 months of 2025 amounted to ₽286.9 million, against a loss of ₽20.42 million in the previous year.
Source: e-disclosure.ru pictogram e-disclosure.ru
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22.08.2025
SmartTechGroup's loss under IFRS for 6 months of 2025 amounted to ₽128.84 million against a profit of ₽176.45 million in the previous year. Net interest income decreased by 10.5% to ₽1.19 billion from ₽1.33 billion a year earlier.
Source: e-disclosure.ru pictogram e-disclosure.ru
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All SmartTechGroup (CarMoney) news
General information
Company nameSmartTechGroup (CarMoney)
Tags#ipo2023, #dividendsru
SectorFinancials / Diversified Financials / Consumer Finance / Consumer Finance
Business address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
Mailing address119019, g. Moskva, ul. Vozdvizhenka, d. 9, str. 2, pom. 1
CEOKalugina Anna Aleksandrovna
Phone8 (800) 600-93-93
Websitesmarttechgroup.pro
Information disclosuree-disclosure.ru