MTS Bank acquired 99.9% of its technology partner, EXI-Bank JSC, with which it launched the flagship debit card of the MTS Money ecosystem in 2024. Further merger of the two banks will be the next step in implementing the daily banking business development strategy and expanding the presence of financial services in MTS client scenarios. Transaction is pract...

MTS-bank acquired 100% of RNKB Insurance at the end of 2025, betting on the development of its own insurance business and insurtech business, sources told Kommersant. At the same time, only a license was actually acquired, since the insurance portfolio was previously transferred to Rosgosstrakh.

MTS-Bank's net profit under IFRS for 9 months of 2025 amounted to 9.5 billion rubles, a decrease of 20.2% compared to 11.9 billion rubles in the previous year. Net interest income decreased by 2.2% to ₽31.4 billion from ₽32.1 billion a year earlier.

MTS Bank announced the start of its AI-native transformation, with the first stage to be completed by 2027. The program includes over 50 AI-driven initiatives across core business areas. The expected economic impact exceeds RUB 2.5 billion over three years. The bank plans to raise automation to 60% and cut new product development time by half.